Select Page
Overdraft Protection

Overdraft Protection

Overdraft protection is a banking feature designed to prevent declined transactions or bounced checks by covering shortfalls in your account — often by linking to another account or credit line. While it’s a safeguard against momentary lapses, it comes with...
Underwriting

Underwriting

When you apply for life insurance—whether it’s a basic term policy or a sophisticated Index Universal Life Insurance (IUL) plan—your application must go through a crucial process known as underwriting. But what exactly is underwriting, and why does it have such a big...